Based on restrictions from the SEC (Securities and Exchange Commission) rule 506c, only accredited investors can invest with Gatsby Investment.

You can apply for verification through our website, using a third-party service; “Verify Investor.” This is a secure process we provide as a complimentary service to all Gatsby investors.

How to determine if you are an accredited investor

To qualify as an accredited investor, you must meet one of the following four requirements.

  1. Individuals who have earned $200,000 or more in gross income, each year, for the past two years and expect to continue to do so.
  2. Individuals whose gross income, when combined with a spouse's income, totals $300,000 or more, each year, for the past two years.
  3. Individuals who maintain a net worth of $1 million or more, excluding the value of his or her primary residence.
  4. An entity with at least $5 million in assets, or a business in which all equity owners are accredited investors.

How do I prove that I am an accredited investor?

Before you start the application, please make sure you have at least one of the following documents available:

Investing as individuals and retirement accounts:

  • Proof of income for the past 2 years (W-2, Schedule K-1, or 1099)
  • Proof of income, combined with your spouse, for the past 2 years (W-2, Schedule K-1, or 1099)
  • Documentation of assets proving you have a net worth of at least $1,000,000, excluding your primary residence (documentation could include a property deed, bank statements, letter from a financial institution, or vehicle title that shows ownership along with a professional valuation, etc.)
  • A verification letter, signed by a CPA or licensed attorney within the last 90 days

Investing as a company and LLC:

  • Proof that each equity owner is an accredited investor. Each owner needs to show proof of income for the past 2 years, individually or combined with your spouse, with a W-2, Schedule K-1, or 1099. Or show proof of a net worth of at least $1,000,000, excluding your primary residence (documentation could include a property deed, bank statements, letter from a financial institution, or vehicle title that shows ownership along with a professional valuation, etc.)
  • Proof of assets exceeding $5,000,000 (like a formal valuation from a valuation professional or accountant)
  • A verification letter, signed by a CPA or licensed attorney within the last 90 days

Investors also need to submit a copy of their credit report (no older than 90 days). You may order a free credit report from any of the credit reporting bureaus from https://www.annualcreditreport.com

Three investor options

1. Investing as an individual

Any individual who meets the accredited investor requirement can invest with Gatsby. To invest as an individual means you’re taking sole responsibility for your investment.

You must use your full legal name when creating your account with Gatsby and when getting verified as an accredited investor through Verify Investor.

When you have made an investment, you will need to provide us with your personal IRS form W-9 and bank account. At the end of each applicable tax year, you will receive a Schedule K-1 tax form in your legal name, for you to use when filing your income tax return.

2. Investing as a company or LLC

You can invest as a company as long as your business meets the accredited investor requirements. In this case, your company will be the investor instead of you personally.

If you are the sole owner of the company, you will be verified as an accredited investor personally. If there are multiple equity owners, each partner needs to show proof that they individually or combined with their spouse, meet the accredited investor qualifications.

Only one company shareholder can invest per Gatsby account. However, additional shareholders can invest through the same company by creating a separate account and going through the accredited investor process themselves.

Once you have made an investment, you will be asked to upload your company IRS form W-9 along with your tax ID number or social security number (depending on what type of company or LLC you invest with), as well as your company bank account. At the end of each applicable tax year, you will receive a Schedule K-1 tax form in your company name, for you to use when filing the income tax returns.

3. Investing through a retirement account

Anyone who qualifies as an accredited investor can invest through a retirement account. This means the investment is held under your retirement account.

You must use your full legal name when creating your Gatsby account and completing your accredited investor application through Verify Investor. Once you have made an investment, you will need to upload your IRS Form W-9 and bank account information.

All proceeds will be disbursed to the same retirement account you invested from. You will not have the option to change the account or have the funds transferred elsewhere.

This account can only be used to invest through a retirement account. If you wish to invest as an individual, a company, or another retirement account, you must create a separate Gatsby account.

Each of our properties can accept up to 25% of the total raise amount from retirement accounts.

NOTE: These are some of the retirement service providers we are currently working with. Please reach out to Gatsby if you would like to add your retirement account service provider to our platform.

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International investors are welcome at Gatsby Investment. After thorough research of rules, regulations, and tax structure between the United States and over 200 countries, we are pleased to offer a way for non-U.S. citizens to invest in real estate with us.

How to Invest with Gatsby as a Non-US Citizen

We have created a simple, six-step process for non-US citizens to invest in American real estate.

  1. Create an account.
    Sign up on the Gatsby website, using your full legal name. Please note that only the account holder can invest using this account.
  2. Schedule a meeting with Gatsby.
    Because all investors (domestic and international) are required to be accredited before investing, we would like to meet with you to discuss the accredited qualifications before moving to the next step. During this meeting, we will outline the requirements and confirm that you qualify. We will also help answer any questions you have about the process or our investments in general. Please contact support@gatsbyinvestment.com to schedule a call.
  3. Get verified as an accredited investor.
    After our call, you can apply for accredited investor verification through our website, using the third-party service (Verify Investor). This is a secure process we provide as a complimentary service to all Gatsby investors.
  4. Meeting with a US CPA (Certified Public Accountant).
    Once you have been verified as an accredited investor, Gatsby provides a free one-hour consultation with a CPA. There are multiple ways to invest as a non-US citizen, and the CPA will help find the best way for you to invest, based on your country and specific investment goals.
  5. Open a company or US corporation.
    Investing as a non-US citizen typically involves creating an American business entity for legal purposes. After your consultation with the CPA, you will be able to hire the CPA and work directly with them to set up the business structure that best suits your unique circumstances.
  6. Invest!
    With your new business entity, you can start investing in Gatsby’s real estate projects. The minimum investment for international investors is $100,000, which you can invest in one property or spread across multiple properties to diversify your investment portfolio.

How to Determine if You Are an Accredited Investor

To qualify as an accredited investor, you must meet at least one of the following four requirements:

  • Individuals who have earned $200,000 or more (when converted to US Dollars) in gross income, each year, for the past two years and expect to continue to do so.
  • Individuals whose gross income, when combined with a spouse's income, totals $300,000 or more (when converted to US Dollars), each year, for the past two years.
  • Individuals who maintain a net worth of $1 million or more (when converted to US Dollars), excluding the value of his or her primary residence.
  • An entity with at least $5 million in assets (when converted to US Dollars), OR a business in which all equity owners are accredited investors.

Application

Click on “Sign up” to create an account and apply to be verified as an accredited investor.

Sign up