Are you ready to diversify your retirement portfolio with high-return-potential real estate projects?
Gatsby Investment offers multiple ways to invest in professionally managed real estate projects, including through the use of popular retirement account types like Self-Directed IRAs, Solo 401(k)s, Checkbook accounts, and more. Using your retirement account to invest in passive real estate opportunities adds additional tax benefits and diversification without cumbersome direct property ownership.
Here’s a quick look at:
- The benefits of investing in real estate through your retirement account,
- Why investors repeatedly choose Gatsby for their real estate investments,
- Which types of retirement accounts can invest with Gatsby, and
- How to use your retirement account to invest in real estate with Gatsby.
3 Key Benefits of Investing in Real Estate Through Your Retirement Account
Here are three of the most compelling reasons to invest in real estate through your retirement account.
Benefit #1: Compounding Returns from Development Projects
With new development investments, you get strong return potential in comparatively short time frames. With efficient Gatsby developments taking only 2-3 years to build and exit, you can quickly reinvest your gains from one project into another. The compounding returns help retirement investors maximize gains in less time, which is ideal for those looking to retire soon or even retire early!
Benefit #2. Resilient Diversification
Real estate has a long history of solid performance as a low-risk asset class. Typically less volatile than the stock market, real estate holdings can add stability to your retirement portfolio while still offering substantial opportunities for growth. Gatsby maximizes the low-risk, high-reward potential by specializing in residential properties in the Los Angeles area, where a decades-long housing shortage has created exceedingly high demand.
Benefit #3. Unique Access to 100% Passive Development Deals
Using your retirement account to invest in passive real estate development deals means outsourcing your investment to experienced real estate sponsors who can access deals that are often unavailable to individual investors.
For example, Gatsby specializes in 4–6-unit, multi-family value-add and ground-up construction projects in the high-value Los Angeles area. These projects require high capital outlays, in-depth local market knowledge, an extensive network of industry contacts, and experience that can only be earned through years of day-to-day immersion. Most investors simply don’t have the time, money, skill, experience, or contacts to manage such a project. But when you invest with Gatsby, you get to leverage our resources to raise property value quickly, reduce risk, and shorten timelines. You don’t have to invest any time or energy in the project once your investment is placed.
Why Investors Choose Gatsby for Their Retirement Strategy
Gatsby Investment is a top choice for investing in real estate through retirement accounts. Here’s why.
- Tax-advantaged growth. Investing in real estate through your retirement account allows your capital to grow tax-deferred or tax-free (depending on which type of account you invest with).
- Fully passive investments. Gatsby manages the entire process from acquisition and permitting to construction and resale, making it a fully passive investment experience.
- Equity ownership. When you invest with Gatsby, you hold an ownership stake in the deal. This entitles you to a share of any rental income, profits on the resale of the property, and tax advantages reserved for property owners.
- Deal-by-deal control. Gatsby’s deal-by-deal approach allows you to build a custom portfolio of hand-selected properties. Choose individual projects based on your unique goals, timeline, and strategy.
- Easy-to-use online platform. Browse opportunities, place investments, and track your projects in real time from one user-friendly dashboard.
- Flexible investment minimums. Start investing in real estate with as little as $25,000.
- Historically strong returns. From 2016 through 2024, Gatsby delivered an average annualized return of 22% for investors.
- Transparency. You can view Gatsby’s full historical performance, including detailed financials for every completed project and projected financials for upcoming and in-progress deals. To date, 100% of investor projects have been profitable.
- Secure legal structure. Each property is owned by a dedicated LLC, in which all investors are members. This proves that you own a stake in the project and limits your liability to your investment amount.
- Expert management team. Gatsby’s experienced team handles everything from acquisition to design, construction, and sale. Our local market knowledge and efficient systems reduce investor risk while optimizing returns at every step.
8 Types of Retirement Accounts that Can Invest with Gatsby
Gatsby is currently able to accept investments from eight types of retirement accounts:
- Self-Directed Traditional IRAs
- Self-Directed Roth IRAs
- Self-Directed SEP IRAs
- Self-Directed SIMPLE IRAs
- Self-Directed Traditional 401(k)s
- Checkbook IRA LLCs
- Checkbook IRA Trusts
- Checkbook Solo 401(k)s
Self-directed accounts typically involve a third-party custodian, also called an Alternative Asset IRA Custodian, while individual investors can personally manage checkbook accounts without third-party involvement.
How to Invest with Your Retirement Account on Gatsby Investment’s Platform
To invest in real estate with your retirement account, simply:
- Sign up for an account at GatsbyInvestment.com.
- When prompted, choose “Retirement Account” as your investment method.
- Enter the retirement account and custodian information.
- Get verified as an accredited investor.
- Browse available investment opportunities and select the project(s) you’d like to invest in.
- If you are investing with a Self-Directed account, Gatsby will work directly with your custodian to provide the required documents and issue the transfer. If you’re using a Checkbook IRA LLC, Checkbook IRA Trust, or Solo 401(k), you can wire or ACH funds directly to Gatsby to activate your investment.
- Track progress in real time through your online dashboard.
We look forward to serving you as we work toward boosting your retirement savings and helping you meet your retirement goals!
Please note: It is important to consult with your tax advisor and/or retirement account specialist before making any investment decisions.